/* 501Nonprofit.com — design system
   Evergreen ink on a pale sage paper, marigold for the marks that guide the eye (step numbers, ticks, focus).
   Source Serif 4 for headings, Public Sans for reading, JetBrains Mono for form numbers. */
:root{
  --ink:#15231E; --ink-2:#34443D; --muted:#5C6B64; --faint:#93A099;
  --line:#DAE1DB; --line-2:#E8ECE8; --paper:#F4F6F2; --card:#FFFFFF;
  --green:#1B4A3C; --green-2:#12362B; --green-50:#E7F0EB; --green-100:#CFE0D6;
  --gold:#E3A93B; --gold-2:#B9821C; --gold-50:#FBF3E1;
  --red:#A8392A; --red-50:#FBECE8; --ok:#2C7A55; --ok-50:#E4F3EB;
  --display:'Source Serif 4',Georgia,'Times New Roman',serif;
  --sans:'Public Sans',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
  --mono:'JetBrains Mono',ui-monospace,'SFMono-Regular',Menlo,Consolas,monospace;
  --wrap:1180px; --r:12px;
  --shadow:0 1px 2px rgba(18,54,43,.05),0 10px 28px rgba(18,54,43,.08);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:84px}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.65}
img,svg{max-width:100%}
img{height:auto}
a{color:var(--green);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--green-2)}
h1,h2,h3,h4{font-family:var(--display);font-weight:600;line-height:1.14;color:var(--ink);margin:0;letter-spacing:-.01em;text-wrap:balance}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:99;background:var(--ink);color:#fff;padding:8px 12px}
table,.stat-v{font-variant-numeric:tabular-nums}
.ico{color:var(--green);flex:none}.ico .g{stroke:var(--gold-2)}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}}

/* ---------- top ---------- */
.indep{background:var(--green-2);color:#CFE0D6;font-size:12.5px;text-align:center;padding:6px 16px;letter-spacing:.01em}
.top{background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(6px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.top-in{display:flex;align-items:center;gap:28px;height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);flex:none}
.logo-mark{width:34px;height:34px;flex:none}
.brand-word{font-family:var(--sans);font-weight:700;font-size:21px;letter-spacing:-.015em;line-height:1;white-space:nowrap}
.brand-word b{font-family:var(--display);font-weight:700;font-size:25px;color:var(--green);margin-right:1px}
.brand-word i{font-style:normal;font-weight:500;color:var(--muted);font-size:16px}
.nav{display:flex;gap:2px;margin-left:auto;align-items:center}
.nav a{font-size:15px;font-weight:600;color:var(--ink-2);text-decoration:none;padding:8px 13px;border-radius:8px;white-space:nowrap}
.nav a:hover,.nav a[aria-current]{background:var(--green-50);color:var(--green)}
.top-cta{background:var(--green);color:#fff;text-decoration:none;font-weight:700;font-size:15px;padding:10px 16px;border-radius:9px;white-space:nowrap}
.top-cta:hover{background:var(--green-2);color:#fff}
.burger{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:8px;width:44px;height:40px;cursor:pointer}
.burger span{display:block;width:18px;height:2px;background:var(--ink);margin:4px auto}

/* ---------- heads ---------- */
.crumbs{font-size:13.5px;color:var(--muted);padding:18px 0 0}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--green)}
.crumbs span[aria-hidden]{margin:0 7px;color:var(--faint)}
.head{padding:22px 0 26px;max-width:880px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--green);margin-bottom:12px}
.eyebrow::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold)}
.head h1{font-size:clamp(32px,4.3vw,50px)}
.dek{font-size:20px;line-height:1.5;color:var(--ink-2);margin:16px 0 0;max-width:62ch}
.byline{display:flex;flex-wrap:wrap;gap:4px 0;font-size:13.5px;color:var(--muted);margin:18px 0 0}
.byline span+span::before{content:"·";margin:0 9px;color:var(--faint)}
.head-cta{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 0}

/* ---------- article ---------- */
.hero-fig{margin:4px 0 40px;border-radius:16px;overflow:hidden;background:var(--line-2);aspect-ratio:21/9}
.hero-fig img,.hero-img{width:100%;height:100%;object-fit:cover;object-position:center 40%;display:block}
.hero-fig--short{aspect-ratio:3/1}
.lead-fig{margin:0 0 28px;border-radius:14px;overflow:hidden;aspect-ratio:21/9}
.lead-fig img{width:100%;height:100%;object-fit:cover;display:block}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;align-items:start;padding-bottom:72px}
.layout--single{grid-template-columns:minmax(0,760px)}
.prose{min-width:0;max-width:740px}
.prose>*:first-child{margin-top:0}
.prose h2{font-size:clamp(25px,2.6vw,31px);margin:48px 0 14px}
.prose h3{font-size:21px;margin:30px 0 8px}
.prose p,.prose ul,.prose ol{margin:0 0 18px}
.prose ul,.prose ol{padding-left:22px}
.prose li{margin:0 0 8px}
.prose li::marker{color:var(--green)}
.prose strong{color:var(--ink)}
.prose blockquote{margin:0 0 18px;padding:4px 0 4px 18px;border-left:3px solid var(--gold);color:var(--ink-2)}
.prose code{font-family:var(--mono);font-size:.88em;background:var(--green-50);padding:1px 5px;border-radius:4px}
.tablewrap{overflow-x:auto;margin:0 0 22px;border:1px solid var(--line);border-radius:10px;background:var(--card)}
.prose table,.calc-table{border-collapse:collapse;width:100%;font-size:15px;line-height:1.5}
.prose th,.prose td{padding:10px 14px;border-bottom:1px solid var(--line-2);text-align:left;vertical-align:top}
.prose th{background:var(--green-50);font-weight:700;color:var(--ink);font-size:14px}
.prose tr:last-child td{border-bottom:0}
.short{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;padding:20px 24px 8px;margin:0 0 34px}
.short h2{font-family:var(--sans);font-size:13px!important;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--green);margin:0 0 10px!important}
.short ul{padding-left:20px}
.box{border-radius:12px;padding:18px 22px 4px;margin:0 0 24px;border:1px solid var(--line)}
.box--example{background:var(--green-50);border-color:var(--green-100)}
.box--example::before{content:"Example";display:block;font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--green);margin-bottom:6px}
.box--note{background:var(--gold-50);border-color:#F0DDAE}
.box--note::before{content:"Note";display:block;font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-2);margin-bottom:6px}
.faq details{border-bottom:1px solid var(--line);padding:0}
.faq details:first-of-type{border-top:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;font-weight:700;font-size:17.5px;padding:16px 36px 16px 0;position:relative;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:12px;font-size:24px;font-weight:400;color:var(--green)}
.faq details[open] summary::after{content:"−"}
.faq details>div{padding:0 0 10px;color:var(--ink-2)}
.sources{margin:44px 0 0;padding:22px 0 0;border-top:1px solid var(--line);font-size:14.5px;color:var(--muted)}
.sources h2{font-size:20px!important;margin:0 0 10px!important}
.sources ol{padding-left:20px}
.sources li{margin-bottom:6px}
.disclaimer{font-size:13.5px;color:var(--muted);margin-top:24px}

/* sidebar */
.side{position:sticky;top:96px;display:flex;flex-direction:column;gap:16px}
.panel{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px 22px}
.panel h2{font-family:var(--sans);font-size:13px;font-weight:800;letter-spacing:.11em;text-transform:uppercase;color:var(--muted);margin:0 0 12px}
.panel ul{list-style:none;margin:0;padding:0}
.panel--toc li{margin:0 0 8px;font-size:14.5px;line-height:1.4}
.panel--toc a{color:var(--ink-2);text-decoration:none}
.panel--toc a:hover{color:var(--green);text-decoration:underline}
.panel--call{background:var(--green);border-color:var(--green);color:#E2EEE7}
.panel--call h2{color:#fff;font-family:var(--display);font-size:21px;letter-spacing:0;text-transform:none;font-weight:600}
.panel--call p{font-size:15px;margin:0 0 14px}
.panel--call .btn{background:var(--gold);color:var(--ink);width:100%}
.panel--call .btn:hover{background:#EDBA57;color:var(--ink)}
.panel--call a:not(.btn){color:#fff}
.mini-steps{margin:0;padding-left:20px;font-size:15px}
.mini-steps li{margin-bottom:8px}
.mini-steps li::marker{color:var(--gold);font-weight:700}
.calc-link{display:flex;gap:10px;align-items:center;padding:8px 0;color:var(--ink);text-decoration:none;font-weight:600;font-size:15px;border-top:1px solid var(--line-2)}
.panel li:first-child .calc-link{border-top:0}
.calc-link:hover{color:var(--green)}
.cta-box{display:flex;gap:24px;align-items:center;justify-content:space-between;background:var(--card);border:1px solid var(--green-100);border-radius:16px;padding:24px 26px;margin:36px 0;box-shadow:var(--shadow)}
.cta-box b{font-family:var(--display);font-size:22px;font-weight:600;display:block;margin-bottom:4px}
.cta-box p{margin:0;color:var(--ink-2);font-size:15.5px;max-width:52ch}
.cta-actions{display:flex;flex-direction:column;gap:8px;flex:none}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--green);color:#fff;border:2px solid var(--green);border-radius:10px;padding:11px 18px;font:inherit;font-weight:700;font-size:15.5px;text-decoration:none;cursor:pointer;white-space:nowrap;transition:background .15s,border-color .15s}
.btn:hover{background:var(--green-2);border-color:var(--green-2);color:#fff}
.btn--ghost{background:transparent;color:var(--green)}
.btn--ghost:hover{background:var(--green-50);color:var(--green-2);border-color:var(--green)}
.btn--lg{padding:14px 22px;font-size:16.5px}
.btn--sm{padding:8px 14px;font-size:14px}
.btn--light{background:var(--gold);border-color:var(--gold);color:var(--ink)}
.btn--light:hover{background:#EDBA57;border-color:#EDBA57;color:var(--ink)}
.btn:disabled{opacity:.6;cursor:wait}

/* ---------- tools ---------- */
.calc{background:var(--card);border:1px solid var(--line);border-radius:16px;margin:8px 0 34px;box-shadow:var(--shadow);overflow:hidden}
.calc-h{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 20px;border-bottom:1px solid var(--line);background:var(--green-50)}
.calc-h h3{display:flex;gap:10px;align-items:center;font-size:19px;margin:0!important}
.calc-h a{font-size:14px;font-weight:600;white-space:nowrap}
.calc-body{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.calc-in{padding:20px;display:flex;flex-direction:column;gap:14px;border-right:1px solid var(--line-2)}
.calc-out{padding:20px;background:#FBFCFA;min-width:0}
.calc-out>*:first-child{margin-top:0}
.fld{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:600;color:var(--ink-2);min-width:0}
.fld small{font-weight:400;color:var(--muted)}
.inp{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:9px;background:#fff;overflow:hidden}
.inp:focus-within{border-color:var(--green);box-shadow:0 0 0 3px var(--green-50)}
.inp i{font-style:normal;color:var(--muted);padding-left:12px;font-family:var(--mono);font-size:14px}
.inp input,.inp select{border:0;background:transparent;font:inherit;font-weight:500;font-size:16px;color:var(--ink);padding:10px 12px;width:100%;min-width:0;outline:none}
.inp input[type=number]{font-family:var(--mono);font-size:15px}
.fld textarea{font:inherit;font-weight:400;font-size:16px;border:1.5px solid var(--line);border-radius:9px;padding:10px 12px;resize:vertical;color:var(--ink)}
.fld textarea:focus{border-color:var(--green);outline:none;box-shadow:0 0 0 3px var(--green-50)}
.row2{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px}
.row3{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px}
.nw{white-space:nowrap}
.fld-h{font-size:12.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin:6px 0 -4px}
.rad{border:0;margin:0;padding:0;display:flex;flex-direction:column;gap:6px}
.rad legend{font-size:14px;font-weight:600;color:var(--ink-2);margin-bottom:6px;padding:0}
.rad label{display:flex;gap:10px;align-items:center;border:1.5px solid var(--line);border-radius:9px;padding:9px 12px;font-size:15px;cursor:pointer;background:#fff}
.rad label:has(input:checked){border-color:var(--green);background:var(--green-50)}
.rad input,.chk input{accent-color:var(--green);width:17px;height:17px;flex:none;margin:0}
.chk{display:flex;gap:10px;align-items:flex-start;font-size:15px;line-height:1.4;cursor:pointer}
.chk input{margin-top:2px}
.ezq{border:1.5px solid var(--line);border-radius:10px;background:#fff}
.ezq summary{cursor:pointer;padding:11px 14px;font-weight:600;font-size:15px;display:flex;justify-content:space-between;gap:10px}
.ezq-count{font-weight:500;color:var(--muted);font-size:13.5px}
.ezq-list{display:flex;flex-direction:column;gap:9px;padding:4px 14px 14px;max-height:340px;overflow:auto}
.ezq-list .chk{font-size:14px}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:10px;margin:0 0 14px}
.stat{background:#fff;border:1px solid var(--line);border-radius:10px;padding:10px 12px;display:flex;flex-direction:column;gap:2px;min-width:0}
.stat-l{font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.stat-v{font-family:var(--display);font-size:20px;font-weight:600;color:var(--ink);overflow-wrap:anywhere}
.stat--big{grid-column:1/-1;background:var(--green);border-color:var(--green)}
.stat--big .stat-l{color:#CFE0D6}.stat--big .stat-v{color:#fff;font-size:30px}
.stat.warnv .stat-v{color:var(--gold-2)}.stat.badv .stat-v{color:var(--red)}.stat.good .stat-v{color:var(--ok)}
.verdict{border-radius:12px;padding:14px 16px;margin:0 0 14px;background:var(--gold-50);border:1px solid #F0DDAE;display:flex;flex-direction:column;gap:4px}
.verdict b{font-family:var(--display);font-size:21px;font-weight:600;line-height:1.25}
.verdict span{font-size:15px;color:var(--ink-2);line-height:1.5}
.verdict.ok{background:var(--ok-50);border-color:#BFE0CD}.verdict.ok b{color:var(--ok)}
.verdict.bad{background:var(--red-50);border-color:#F1C9C0}.verdict.bad b{color:var(--red)}
.calc-table td{padding:8px 12px;border-bottom:1px solid var(--line-2);font-size:14.5px}
.calc-table td:last-child{text-align:right;font-weight:600;white-space:nowrap}
.calc-table tr.tot td{font-weight:800;background:var(--green-50)}
.calc-table tr:last-child td{border-bottom:0}
.calc-note{font-size:13.5px;color:var(--muted);line-height:1.55;margin:12px 0 0}
.calc-warn{font-size:15px;color:var(--red);font-weight:600;margin:0}
.calc-quote{margin:6px 0 0;padding:12px 14px;background:#fff;border:1px dashed var(--green-100);border-radius:10px;font-size:14.5px;color:var(--ink-2)}
.calc-out p{font-size:15px;margin:0 0 10px}
.calc-demo{margin-top:36px}

/* ---------- cards ---------- */
.sec{padding:72px 0}
.sec--white{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:28px}
.sec-head h2{font-size:clamp(28px,3.3vw,40px)}
.sec-head p{color:var(--ink-2);margin:10px 0 0;max-width:60ch}
.more{font-weight:700;font-size:15px;text-decoration:none;white-space:nowrap}
.more:hover{text-decoration:underline}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;overflow:hidden;display:flex;flex-direction:column;transition:box-shadow .15s,transform .15s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.card-img{aspect-ratio:3/2;background:var(--line-2);overflow:hidden}
.card-img img{width:100%;height:100%;object-fit:cover;display:block}
.card-body{padding:18px 20px 22px;display:flex;flex-direction:column;gap:8px}
.card h3{font-size:20.5px}
.card h3 a{color:var(--ink);text-decoration:none}
.card h3 a::after{content:"";position:absolute;inset:0}
.card{position:relative}
.card p{margin:0;font-size:15px;color:var(--ink-2)}
.kicker{font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-2)}
.cgrid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.cgrid--3{grid-template-columns:repeat(3,minmax(0,1fr))}
.cgrid--stack{grid-template-columns:1fr 1fr}
.ccard{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px;display:flex;flex-direction:column;gap:8px;position:relative;transition:border-color .15s}
.ccard:hover{border-color:var(--green)}
.ccard h3{font-size:18px}
.ccard h3 a{color:var(--ink);text-decoration:none}
.ccard h3 a::after{content:"";position:absolute;inset:0}
.ccard p{margin:0;font-size:14.5px;color:var(--ink-2)}
.sgrid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.scard{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px;display:flex;flex-direction:column;gap:8px;position:relative}
.scard h3{font-size:19.5px}
.scard h3 a{color:var(--ink);text-decoration:none}
.scard h3 a:hover{color:var(--green)}
.scard p{margin:0;font-size:14.5px;color:var(--ink-2);flex:1}
.scard .more{font-size:14px;margin-top:6px}
.sec--white .scard{background:var(--paper)}

/* ---------- home ---------- */
.hero{padding:52px 0 64px;background:linear-gradient(180deg,var(--card) 0%,var(--card) 72%,var(--paper) 100%)}
.hero-in{display:grid;grid-template-columns:minmax(0,6fr) minmax(0,5fr);gap:56px;align-items:center}
.hero h1{font-size:clamp(38px,5vw,60px);line-height:1.06;letter-spacing:-.02em}
.hero h1 em{font-style:italic;font-weight:500;color:var(--green);white-space:nowrap}
.lede{font-size:19px;color:var(--ink-2);margin:18px 0 28px;max-width:54ch}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin:0 0 26px}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 22px;font-size:15px;font-weight:600;color:var(--ink-2)}
.ticks li{display:flex;align-items:center;gap:8px}
.ticks li::before{content:"";width:18px;height:18px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-7' fill='none' stroke='%2315231E' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat;flex:none}
.hero-photo{margin:0}
.hero-photo img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:20px;display:block;box-shadow:var(--shadow)}
.road{background:var(--green);color:#E2EEE7;padding:40px 0 44px;position:relative;overflow:hidden}
.road-head{display:flex;justify-content:space-between;align-items:baseline;gap:20px;margin-bottom:26px}
.road h2{color:#fff;font-size:clamp(24px,2.6vw,30px)}
.road .more{color:var(--gold)}
.road-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(7,minmax(0,1fr));gap:12px;position:relative}
.road-list::before{content:"";position:absolute;left:18px;right:18px;top:18px;height:2px;background:repeating-linear-gradient(90deg,rgba(227,169,59,.7) 0 8px,transparent 8px 14px)}
.road-list a{display:flex;flex-direction:column;gap:6px;text-decoration:none;color:#D2E3D9;font-size:14px;line-height:1.45;position:relative}
.road-n{width:38px;height:38px;border-radius:50%;background:var(--green-2);border:2px solid var(--gold);color:var(--gold);font-family:var(--mono);font-weight:600;font-size:15px;display:flex;align-items:center;justify-content:center;margin-bottom:6px;transition:background .15s,color .15s}
.road-list b{color:#fff;font-size:15.5px;line-height:1.3}
.road-list a:hover .road-n{background:var(--gold);color:var(--ink)}
.road-list a:hover b{text-decoration:underline}
.two-calc{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:48px;align-items:start}
.two-calc h2{font-size:clamp(28px,3.3vw,40px);margin-bottom:12px}
.two-calc>div>p{color:var(--ink-2);margin:0 0 22px}
.two-calc .calc{margin:0}
.two-calc .calc-body{grid-template-columns:1fr}
.two-calc .calc-in{border-right:0;border-bottom:1px solid var(--line-2)}
.glance{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.glance a{display:flex;flex-direction:column;gap:4px;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px;text-decoration:none;color:var(--ink-2);font-size:14px;line-height:1.45}
.glance a:hover{border-color:var(--green)}
.glance b{font-family:var(--mono);font-weight:600;font-size:16px;color:var(--green)}
.glance b::before{content:"Form ";font-family:var(--sans);font-weight:700;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-right:4px}
.process{margin-top:0}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.steps li{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px;display:flex;flex-direction:column;gap:6px;font-size:15px;color:var(--ink-2)}
.steps b{color:var(--ink);font-size:17px;font-family:var(--display);font-weight:600}
.step-n{font-family:var(--mono);font-weight:600;font-size:13px;color:var(--gold-2);background:var(--gold-50);border:1px solid #F0DDAE;border-radius:6px;width:30px;height:26px;display:flex;align-items:center;justify-content:center;margin-bottom:4px}
.hub-body .process{margin-top:56px}
.band{background:var(--green-2);color:#D2E3D9}
.band-in{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:56px;align-items:center}
.band h2{color:#fff;font-size:clamp(28px,3.3vw,40px);margin-bottom:14px}
.band .eyebrow{color:var(--gold)}
.band p{margin:0 0 24px}
.why{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.why li{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:14px;padding:18px;font-size:15px;line-height:1.55}
.why b{display:block;color:#fff;font-family:var(--display);font-size:18px;font-weight:600;margin-bottom:4px}
.two{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:56px;align-items:start}
.two h2{font-size:clamp(26px,3vw,36px)}
.method h2{margin-bottom:16px}
.faq--home details>div p{margin:0 0 8px;font-size:16px}

/* ---------- hubs ---------- */
.hub-hero{position:relative;background:var(--green-2);color:#fff;overflow:hidden;isolation:isolate}
.hub-hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 40%;z-index:-2}
.hub-hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(14,42,33,.94) 0%,rgba(14,42,33,.78) 45%,rgba(14,42,33,.22) 100%);z-index:-1}
.hub-hero-in{padding:8px 24px 72px;min-height:380px;display:flex;flex-direction:column;justify-content:flex-end;position:relative}
.hub-hero .crumbs{position:absolute;top:0;padding-top:18px}
.hub-hero .crumbs,.hub-hero .crumbs a{color:#C5D9CD}
.hub-hero .eyebrow{color:var(--gold);margin-top:56px}
.hub-hero h1{color:#fff;font-size:clamp(34px,4.8vw,56px);max-width:18ch}
.hub-hero p{max-width:62ch;font-size:18.5px;color:#E2EEE7;margin:14px 0 0}
.hub-body{padding-top:48px;padding-bottom:80px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 40px}
.chips a{border:1.5px solid var(--line);background:var(--card);border-radius:999px;padding:7px 14px;font-size:14px;font-weight:600;color:var(--ink-2);text-decoration:none}
.chips a:hover{border-color:var(--green);color:var(--green)}
.rgroup{margin:0 0 48px}
.rgroup .sec-head{margin-bottom:16px}
.rgroup h2{font-size:clamp(25px,2.8vw,32px)}
.rlist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.ritem{display:flex;flex-direction:column;gap:4px;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:16px 18px;text-decoration:none;color:var(--ink-2);font-size:14.5px;line-height:1.5;transition:border-color .15s}
.ritem:hover{border-color:var(--green)}
.ritem b{font-family:var(--display);font-size:19px;font-weight:600;color:var(--ink);line-height:1.25}
.rel{padding:56px 0}

/* contact */
.contact{display:flex;flex-direction:column;gap:14px;background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;margin-top:8px}
.hp{position:absolute;left:-9999px}
.form-note{font-size:13.5px;color:var(--muted);margin:0}
.form-status{margin:0;font-weight:600;font-size:15px}
.form-status.ok{color:var(--ok)}.form-status.err{color:var(--red)}
.contact .btn{align-self:flex-start}

/* ---------- footer ---------- */
.foot{background:#0F2A22;color:#AFC4B8;padding:56px 0 28px;font-size:14.5px}
.foot-grid{display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:32px}
.foot .brand{color:#fff;margin-bottom:12px}
.foot .brand-word b{color:var(--gold)}
.foot .brand-word i{color:#AFC4B8}
.foot-about p{margin:0 0 14px;max-width:36ch}
.foot h2{font-family:var(--sans);font-size:12.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#fff;margin:6px 0 12px}
.foot ul{list-style:none;margin:0;padding:0}
.foot li{margin-bottom:8px;line-height:1.4}
.foot a:not(.btn){color:#C9DACF;text-decoration:none}
.foot a:not(.btn):hover{color:#fff;text-decoration:underline}
.foot-small{font-size:13px;color:#8EA699;margin:40px 0 0;padding-top:20px;border-top:1px solid rgba(255,255,255,.1);max-width:90ch}
.foot-base{display:flex;justify-content:space-between;gap:12px;font-size:13px;color:#8EA699;margin-top:14px}

/* ---------- responsive ---------- */
@media (max-width:1060px){
  .hero-in,.band-in,.two,.two-calc{grid-template-columns:minmax(0,1fr);gap:36px}
  .hero-photo img{aspect-ratio:16/10}
  .layout{grid-template-columns:minmax(0,1fr)}
  .side{position:static}
  .sgrid,.cgrid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .cards{grid-template-columns:repeat(2,minmax(0,1fr))}
  .foot-grid{grid-template-columns:repeat(2,1fr)}
  .foot-about{grid-column:1/-1}
  .road-list{grid-template-columns:repeat(4,minmax(0,1fr));row-gap:24px}
  .road-list::before{display:none}
}
@media (max-width:900px){
  .top-cta{display:none}
  .burger{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--card);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:8px 16px 14px;gap:0}
  .nav.open{display:flex}
  .nav a{padding:12px 8px;border-radius:0;border-bottom:1px solid var(--line-2)}
  .top{position:sticky}
  .top-in{position:relative}
  .calc-body{grid-template-columns:minmax(0,1fr)}
  .calc-in{border-right:0;border-bottom:1px solid var(--line-2)}
  .steps{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  body{font-size:16.5px}
  .wrap{padding:0 16px}
  .hub-hero-in{padding:8px 16px 56px;min-height:340px}
  .hub-hero::after{background:linear-gradient(180deg,rgba(14,42,33,.45) 0%,rgba(14,42,33,.93) 65%)}
  .hero{padding:32px 0 44px}
  .hero-fig{aspect-ratio:16/10;margin-bottom:28px;border-radius:12px}
  .hero-fig--short{aspect-ratio:16/9}
  .sgrid,.cgrid,.cgrid--3,.cgrid--stack,.cards,.rlist,.steps,.why,.glance,.row2,.row3{grid-template-columns:minmax(0,1fr)}
  .road-list{grid-template-columns:minmax(0,1fr);row-gap:14px}
  .road-list a{flex-direction:row;flex-wrap:wrap;align-items:center;column-gap:12px}
  .road-list a>span:last-child{flex-basis:100%;padding-left:50px;margin-top:-6px}
  .road-n{margin:0;width:36px;height:36px}
  .road-head,.sec-head{flex-direction:column;align-items:flex-start;gap:8px}
  .cta-box{flex-direction:column;align-items:stretch;padding:20px}
  .cta-actions .btn{white-space:normal}
  .sec{padding:52px 0}
  .foot-grid{grid-template-columns:minmax(0,1fr)}
  .foot-base{flex-direction:column}
  .brand-word{font-size:19px}.brand-word b{font-size:22px}
  .hero h1 em{white-space:normal}
  .btn--lg{width:100%}
  .calc-h{flex-direction:column;align-items:flex-start}
}